Jun 23, 2025 | Retirement Planning
Retirees: Stop Relying on the 4% Rule The “4% rule” is one of the most well-known retirement rules of thumb: withdraw 4% of your portfolio in the first year of retirement, adjust for inflation annually, and your money should last 30 years. But following... 
Jun 3, 2025 | Retirement Planning
On January 5, 2025, the Social Security Fairness Act was signed into law. The bill, which had strong bipartisan support in Congress, eliminates two provisions that reduced Social Security benefits for people who worked in jobs that did not pay into Social Security,... 
May 30, 2025 | Retirement Planning
When markets get rocky, I often hear the same concern from people who are retired or about to retire: “How will this affect the rest of my life?” It’s an honest—and important—question. Because at this stage of life, the stakes are high. You’re no longer focused on... 
May 26, 2025 | Retirement Planning
One of the most common challenges I see among retirees is this: spending money doesn’t come naturally—especially for many of our clients who’ve been disciplined savers for most of their lives. They’ve often spent decades building their wealth, and the habits that got... 
Mar 13, 2025 | Retirement Planning
Retirement planning doesn’t have to be overwhelming. The sooner you start, the more secure your future will be. This beginner’s guide breaks down the essential first steps, helping you avoid common pitfalls and set a solid foundation for your financial future. You’ll... 
Mar 10, 2025 | Retirement Planning
High-income professionals often face challenges in maximizing their tax-advantaged retirement savings due to IRS-imposed income limits. The Mega Backdoor Roth Conversion offers a strategic method to overcome these barriers, allowing substantial contributions to Roth... 