Retirement Planning for People Age 50+
Live Your Dream Retirement Sooner
KNOW WHEN YOU CAN RETIRE
INVEST THE RIGHT WAY
MAKE SURE YOUR MONEY LASTS
Questions We Help Answer
When Can I Retire?
How Do I Create Income From My Portfolio?
What If I Have Unexpected Health or Long-Term Care Needs?
When Should I Take Social Security?
Am I Invested The Best Way?
What If We Go Through Another Market Crash?
Hi, I’m Zack Swad.
I understand – Big change is scary.
Prior to founding Swad Wealth Management, I had a successful 10-year career at a Fortune 500 firm and struggled with the idea of leaving. The thought of losing my stable income and my social connections at work was downright daunting.
But with the help of other professionals, I was able to break down what I truly wanted in life and create a plan on how to get it.
I created this firm because I wanted to make a deeper impact and help people like you navigate the important, big life changes such as transitioning into the next phase of your life.
Plans Created
Years of Experience
3 Simple Steps Retirement Clarity
Introductory Call
Let’s chat for 15 minutes about your situation and any urgent questions you may have. We can make sure we’re a good fit.
Deep Dive
Through a series of meetings, we will get crystal clear on your situation and vision along with what could possibly get in the way.
Get Your Plan
I will provide you with a custom-tailored plan with actionable ideas to help you live your retirement dream sooner.
My Promise to You
Fiduciary
I will act in your best interest because I care, not just because I’m legally obligated.
Same-Day Response
Calls received before noon PST will be returned by the end of the business day. Emails are returned within one business day.
Transparency
Our advisory fees are straightforward. No hidden fees, and I don’t participate in commissions.
Satisfaction Guarantee
I stand behind my work. If you are not satisfied for any reason, I will refund your fees and work with you to make things right.
See FAQ page for details →
Wealth Management
Who’s it for? People that want ongoing advice and prefer a professional to manage their investments while also receiving full financial planning support.
2–4 scheduled in-person or video meetings per year
Unlimited support via phone and email, plus additional in-person meetings as needed
Ongoing access to your retirement plan with alerts if changes are needed
Comprehensive guidance and advice around 16 planning areas (see FAQs page for more detail)
Detailed, ongoing investment analysis
Tax-minimization strategies implemented for you (e.g., tax-loss harvesting, asset location, and more)
Custom-tailored, professionally managed portfolio according to plan
All service needs handled directly through us (no calling 800 numbers…)
✓Rest assured you are staying on track with your goals
✓ Peace of mind knowing all of your financial needs are well taken care of
Professional Designations & Affiliations
Download the Free Guide:
15 Retirement Planning Tips For People Age 50+
Packed with 45 pages of retirement ideas to help you make the most of your wealth and life. Initially, you will get daily email for 14 days, and then weekly thereafter. Start with 14 days of daily advice to transform your retirement outlook, followed by weekly updates to keep you on track.
What To Expect from Your Financial Advisor in Sonoma County
- State-of-the-art retirement plan with custom-tailored ideas and suggestions to address gaps
- A professionally managed portfolio
- Ongoing updates to your plan and portfolio based on changes to the market and/or your situation
- Unlimited access to me via phone, email, video call, or in-person
- Dashboard with 24/7 access to your plan and portfolio
- Confidence that you aren’t making any critical retirement mistakes.
You can’t afford not to have a good financial planner
Many people have told me they’ve felt burnt out, wanted more autonomy and time to pursue their passions, or simply wanted to work less so they can relax and spend more time with their family and friends, BUT they wanted to make sure they had all their “ducks in a row” before making the big change.
After they went through the Retirement Clarity Process™, they felt confident in their financial decisions and started living the life they wanted sooner rather than later.
Unfortunately, even “small” financial mistakes can cause large setbacks to your retirement goals so it’s important to start planning now.
Plain English
I don’t use jargon. I will break down complex topics into easy-to-understand pieces.