by Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS® | Jun 22, 2023 | Retirement Planning
When it comes to Social Security, many people often get swept up in the excitement of finally reaching the point where they can start collecting benefits. However, it’s essential to slow down and make informed decisions. Before you begin collecting social... 
by Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS® | Jun 14, 2023 | Financial Planning, Retirement Planning, Tax Planning
Retirement is supposed to be the stage of life where the worries of the working world are left behind and you can relax and enjoy the fruits of your labor. However, the reality is that for many retirees, the tax burden doesn’t disappear with the working world.... 
by Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS® | May 22, 2023 | Financial Markets
Introduction Imagine if the United States couldn’t pay back the money it borrowed. It might seem crazy, but let’s explore what could happen if the U.S. defaulted on its debt. We’ll take a look at how it would affect regular people, the economy, and... 
by Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS® | Feb 7, 2023 | Financial Planning
Introduction The SECURE 2.0 Act (Setting Every Community Up for Retirement Enhancement) is a bill passed by the U.S. Congress in December 2021. It builds upon and expands the provisions of the original SECURE Act (passed in December 2019) and includes changes to... 
by Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS® | Nov 16, 2022 | Insurance Planning
Many of my clients are concerned about what health care costs might be if you retire before age 65 (Medicare Age)? They thought that because they had good incomes or lots of money, they wouldn’t get any financial help for health insurance. After they went... 
