Free PDF: 15 Retirement Planning Tips For People Age 50+ - Swad Wealth Management

(707) 899-1010 ♦ info@swadwealth.com
100 Stony Point Rd, Suite 244, Santa Rosa, CA 95401
Hours: Monday through Friday, 9:00 AM to 6:00 PM PST (Office Hours by Appointment Only)
© 2022 SWAD WEALTH MANAGEMENT, LLC. ALL RIGHTS RESERVED.

.wp-block-audio :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-audio :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-audio{margin:0 0 1em;}.wp-block-code{border:1px solid #ccc;border-radius:4px;font-family:Menlo,Consolas,monaco,monospace;padding:.8em 1em;}.wp-block-embed :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-embed :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-embed{margin:0 0 1em;}.blocks-gallery-caption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .blocks-gallery-caption{color:rgba(255,255,255,.65);}:root :where(.wp-block-image figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme :root :where(.wp-block-image figcaption){color:rgba(255,255,255,.65);}.wp-block-image{margin:0 0 1em;}.wp-block-pullquote{border-bottom:4px solid;border-top:4px solid;color:currentColor;margin-bottom:1.75em;}.wp-block-pullquote cite,.wp-block-pullquote footer,.wp-block-pullquote__citation{color:currentColor;font-size:.8125em;font-style:normal;text-transform:uppercase;}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em;}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;font-style:normal;position:relative;}.wp-block-quote.has-text-align-right{border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em;}.wp-block-quote.has-text-align-center{border:none;padding-left:0;}.wp-block-quote.is-large,.wp-block-quote.is-style-large,.wp-block-quote.is-style-plain{border:none;}.wp-block-search .wp-block-search__label{font-weight:700;}.wp-block-search__button{border:1px solid #ccc;padding:.375em .625em;}:where(.wp-block-group.has-background){padding:1.25em 2.375em;}.wp-block-separator.has-css-opacity{opacity:.4;}.wp-block-separator{border:none;border-bottom:2px solid;margin-left:auto;margin-right:auto;}.wp-block-separator.has-alpha-channel-opacity{opacity:1;}.wp-block-separator:not(.is-style-wide):not(.is-style-dots){width:100px;}.wp-block-separator.has-background:not(.is-style-dots){border-bottom:none;height:1px;}.wp-block-separator.has-background:not(.is-style-wide):not(.is-style-dots){height:2px;}.wp-block-table{margin:0 0 1em;}.wp-block-table td,.wp-block-table th{word-break:normal;}.wp-block-table :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-table :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-video :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-video :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-video{margin:0 0 1em;}:root :where(.wp-block-template-part.has-background){margin-bottom:0;margin-top:0;padding:1.25em 2.375em;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:root{--wp--style--global--content-size:823px;--wp--style--global--wide-size:1080px;}:where(body){margin:0;}.wp-site-blocks > .alignleft{float:left;margin-right:2em;}.wp-site-blocks > .alignright{float:right;margin-left:2em;}.wp-site-blocks > .aligncenter{justify-content:center;margin-left:auto;margin-right:auto;}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}.is-layout-flow > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}.is-layout-flow > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}.is-layout-flow > .aligncenter{margin-left:auto !important;margin-right:auto !important;}.is-layout-constrained > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}.is-layout-constrained > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}.is-layout-constrained > .aligncenter{margin-left:auto !important;margin-right:auto !important;}.is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width:var(--wp--style--global--content-size);margin-left:auto !important;margin-right:auto !important;}.is-layout-constrained > .alignwide{max-width:var(--wp--style--global--wide-size);}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}:root :where(.wp-element-button,.wp-block-button__link){background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;line-height:inherit;padding:calc(.667em + 2px) calc(1.333em + 2px);text-decoration:none;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}body,.et_pb_column_1_2 .et_quote_content blockquote cite,.et_pb_column_1_2 .et_link_content a.et_link_main_url,.et_pb_column_1_3 .et_quote_content blockquote cite,.et_pb_column_3_8 .et_quote_content blockquote cite,.et_pb_column_1_4 .et_quote_content blockquote cite,.et_pb_blog_grid .et_quote_content blockquote cite,.et_pb_column_1_3 .et_link_content a.et_link_main_url,.et_pb_column_3_8 .et_link_content a.et_link_main_url,.et_pb_column_1_4 .et_link_content a.et_link_main_url,.et_pb_blog_grid .et_link_content a.et_link_main_url,body .et_pb_bg_layout_light .et_pb_post p,body .et_pb_bg_layout_dark .et_pb_post p{font-size:18px;}.et_pb_slide_content,.et_pb_best_value{font-size:20px;}body{color:#817f82;}h1,h2,h3,h4,h5,h6{color:#817f82;}.container,.et_pb_row,.et_pb_slider .et_pb_container,.et_pb_fullwidth_section .et_pb_title_container,.et_pb_fullwidth_section .et_pb_title_featured_container,.et_pb_fullwidth_header:not(.et_pb_fullscreen) .et_pb_fullwidth_header_container{max-width:1280px;}.et_boxed_layout #page-container,.et_boxed_layout.et_non_fixed_nav.et_transparent_nav #page-container #top-header,.et_boxed_layout.et_non_fixed_nav.et_transparent_nav #page-container #main-header,.et_fixed_nav.et_boxed_layout #page-container #top-header,.et_fixed_nav.et_boxed_layout #page-container #main-header,.et_boxed_layout #page-container .container,.et_boxed_layout #page-container .et_pb_row{max-width:1440px;}a{color:#d4af38;}#main-header .nav li ul a{color:rgba(0,0,0,.7);}.footer-widget .et_pb_widget div,.footer-widget .et_pb_widget ul,.footer-widget .et_pb_widget ol,.footer-widget .et_pb_widget label{line-height:1.7em;}#footer-widgets .footer-widget li:before{top:12.3px;}#et-footer-nav .bottom-nav li.current-menu-item a{color:#2ea3f2;}#footer-bottom{background-color:#003153;}#footer-bottom .et-social-icon a{color:#003153;}body .et_pb_button{font-size:17px;background-color:#d4af38;border-width:0px !important;border-radius:6px;font-weight:bold;font-style:normal;text-transform:uppercase;text-decoration:none;letter-spacing:1px;}body.et_pb_button_helper_class .et_pb_button,body.et_pb_button_helper_class .et_pb_module.et_pb_button{color:#fff;}body .et_pb_button:after{font-size:27.2px;}body .et_pb_bg_layout_light.et_pb_button:hover,body .et_pb_bg_layout_light .et_pb_button:hover,body .et_pb_button:hover{background-color:#d4af38;border-radius:6px;}h1,h2,h3,h4,h5,h6,.et_quote_content blockquote p,.et_pb_slide_description .et_pb_slide_title{line-height:1.4em;}@media only screen and (min-width:981px){.et_header_style_centered.et_hide_primary_logo #main-header:not(.et-fixed-header) .logo_container,.et_header_style_centered.et_hide_fixed_logo #main-header.et-fixed-header .logo_container{height:11.88px;}}@media only screen and (min-width:1600px){.et_pb_row{padding:32px 0;}.et_pb_section{padding:64px 0;}.single.et_pb_pagebuilder_layout.et_full_width_page .et_post_meta_wrapper{padding-top:96px;}.et_pb_fullwidth_section{padding:0;}}h1,h1.et_pb_contact_main_title,.et_pb_title_container h1{font-size:42px;}h2,.product .related h2,.et_pb_column_1_2 .et_quote_content blockquote p{font-size:36px;}h3{font-size:30px;}h4,.et_pb_circle_counter h3,.et_pb_number_counter h3,.et_pb_column_1_3 .et_pb_post h2,.et_pb_column_1_4 .et_pb_post h2,.et_pb_blog_grid h2,.et_pb_column_1_3 .et_quote_content blockquote p,.et_pb_column_3_8 .et_quote_content blockquote p,.et_pb_column_1_4 .et_quote_content blockquote p,.et_pb_blog_grid .et_quote_content blockquote p,.et_pb_column_1_3 .et_link_content h2,.et_pb_column_3_8 .et_link_content h2,.et_pb_column_1_4 .et_link_content h2,.et_pb_blog_grid .et_link_content h2,.et_pb_column_1_3 .et_audio_content h2,.et_pb_column_3_8 .et_audio_content h2,.et_pb_column_1_4 .et_audio_content h2,.et_pb_blog_grid .et_audio_content h2,.et_pb_column_3_8 .et_pb_audio_module_content h2,.et_pb_column_1_3 .et_pb_audio_module_content h2,.et_pb_gallery_grid .et_pb_gallery_item h3,.et_pb_portfolio_grid .et_pb_portfolio_item h2,.et_pb_filterable_portfolio_grid .et_pb_portfolio_item h2{font-size:25px;}h5{font-size:22px;}h6{font-size:19px;}.et_pb_slide_description .et_pb_slide_title{font-size:64px;}.et_pb_gallery_grid .et_pb_gallery_item h3,.et_pb_portfolio_grid .et_pb_portfolio_item h2,.et_pb_filterable_portfolio_grid .et_pb_portfolio_item h2,.et_pb_column_1_4 .et_pb_audio_module_content h2{font-size:22px;}h1,h2,h3,h4,h5,h6{font-family:"Montserrat",Helvetica,Arial,Lucida,sans-serif;}body,input,textarea,select{font-family:"Montserrat",Helvetica,Arial,Lucida,sans-serif;}.hyperlink-color a{color:#005e88;}.hyperlink-color a:hover{color:#88b8e8;}.hyperlink-color-dark a{color:#f2f2f2;}.hyperlink-color a:hover{color:#88b8e8;}.et_pb_section_0_tb_header{margin-top:0px;margin-right:0px;}.et_pb_section_0_tb_header.et_pb_section{padding-top:0px;padding-bottom:0px;background-color:#003153 !important;}.et_pb_row_0_tb_header.et_pb_row{padding-top:7px !important;padding-top:7px;padding-right:14px !important;padding-right:14px;padding-bottom:0px !important;padding-bottom:0px;padding-left:0px !important;padding-left:0px;margin-right:-45px !important;margin-bottom:0px !important;margin-left:0px !important;}.et_pb_row_0_tb_header,body #page-container .et-db #et-boc .et-l .et_pb_row_0_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single #page-container #et-boc .et-l .et_pb_row_0_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single.et_full_width_page #page-container #et-boc .et-l .et_pb_row_0_tb_header.et_pb_row{width:100%;max-width:100%;}.et_pb_text_0_tb_header{line-height:1.5em;line-height:1.5em;font-family:"Montserrat",Helvetica,Arial,Lucida,sans-serif;font-size:15px;background-color:rgba(255,255,255,0);min-height:28.6px;overflow-x:hidden;overflow-y:hidden;padding-right:17px !important;margin-top:12px !important;margin-right:-132px !important;margin-bottom:12px !important;width:97.8%;}.et_pb_button_0_tb_header_wrapper .et_pb_button_0_tb_header,.et_pb_button_0_tb_header_wrapper .et_pb_button_0_tb_header:hover{padding-left:53px !important;}.et_pb_button_0_tb_header_wrapper{margin-top:7px !important;margin-bottom:4px !important;}body #page-container .et_pb_section .et_pb_button_0_tb_header{font-size:14px;background-color:#003153;}body #page-container .et_pb_section .et_pb_button_0_tb_header:after{font-size:1.6em;}body.et_button_custom_icon #page-container .et_pb_button_0_tb_header:after{font-size:14px;}.et_pb_button_1_tb_header,.et_pb_button_1_tb_header:after,.et_pb_button_0_tb_header,.et_pb_button_0_tb_header:after{transition:all 300ms ease 0ms;}.et_pb_section_1_tb_header{height:120px;min-height:110px;max-height:120px;}.et_pb_section_1_tb_header.et_pb_section{padding-top:11px;padding-bottom:0px;padding-left:0px;}.et_pb_row_1_tb_header{height:174px;min-height:133px;display:flex;align-items:center;}.et_pb_row_1_tb_header.et_pb_row{padding-top:13px !important;padding-top:13px;padding-bottom:16px !important;padding-bottom:16px;margin-top:-7px !important;margin-right:auto !important;margin-left:auto !important;}.et_pb_row_1_tb_header,body #page-container .et-db #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single.et_full_width_page #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row{max-width:110%;}.et_pb_image_0_tb_header{margin-top:21px !important;margin-bottom:82px !important;text-align:left;margin-left:0;}.et_pb_column_3_tb_header{display:flex;justify-content:flex-end;align-items:center;}.et_pb_menu_0_tb_header.et_pb_menu ul li a{font-weight:700;text-transform:uppercase;font-size:16px;color:#817f82 !important;}.et_pb_menu_0_tb_header.et_pb_menu{background-color:rgba(0,0,0,0);}.et_pb_menu_0_tb_header{padding-top:0px;padding-right:0px;padding-bottom:44px;padding-left:10px;margin-top:43px !important;margin-bottom:52px !important;width:99.8%;}.et_pb_menu_0_tb_header.et_pb_menu ul li.current-menu-item a{color:#003153 !important;}.et_pb_menu_0_tb_header.et_pb_menu .nav li ul{background-color:#fff !important;border-color:#003153;}.et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu{border-color:#003153;}.et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu,.et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu ul{background-color:#fff !important;}.et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap,.et_pb_menu_0_tb_header .et_pb_menu__logo-slot{width:auto;max-width:100%;}.et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap .et_pb_menu__logo img,.et_pb_menu_0_tb_header .et_pb_menu__logo-slot .et_pb_menu__logo-wrap img{height:auto;max-height:none;}.et_pb_menu_0_tb_header .mobile_nav .mobile_menu_bar:before,.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__cart-button{color:#474747;}.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__search-button,.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__close-search-button{color:#2ea3f2;}.et_pb_button_1_tb_header_wrapper .et_pb_button_1_tb_header,.et_pb_button_1_tb_header_wrapper .et_pb_button_1_tb_header:hover{padding-top:10px !important;padding-bottom:10px !important;}.et_pb_button_1_tb_header_wrapper{margin-top:0px !important;margin-bottom:51px !important;margin-left:25px !important;}body #page-container .et_pb_section .et_pb_button_1_tb_header{color:#fff !important;border-radius:5px;background-color:#d4af38;}.et_pb_button_1_tb_header{transition:none !important;}.et_pb_menu_0_tb_header.et_pb_module{margin-left:auto !important;margin-right:0px !important;}@media only screen and (min-width:981px){.et_pb_row_1_tb_header,body #page-container .et-db #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single.et_full_width_page #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row{width:90%;}.et_pb_image_0_tb_header{max-width:40%;}}@media only screen and (max-width:980px){.et_pb_text_0_tb_header{font-size:16px;padding-right:0px !important;margin-top:10px !important;margin-bottom:12px !important;}body #page-container .et_pb_section .et_pb_button_0_tb_header:after,body #page-container .et_pb_section .et_pb_button_1_tb_header:after{display:inline-block;opacity:0;}body #page-container .et_pb_section .et_pb_button_0_tb_header:hover:after,body #page-container .et_pb_section .et_pb_button_1_tb_header:hover:after{opacity:1;}.et_pb_section_1_tb_header{min-height:100px;}.et_pb_row_1_tb_header{min-height:191px;}.et_pb_image_0_tb_header{margin-top:17px !important;margin-bottom:89px !important;max-width:70%;}.et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto;}.et_pb_menu_0_tb_header{margin-top:26px !important;}.et_pb_button_1_tb_header_wrapper{margin-top:-19px !important;margin-left:0px !important;}body #page-container .et_pb_section .et_pb_button_1_tb_header{background-image:initial;}.et_pb_row_0_tb_header.et_pb_row{padding-top:7px !important;padding-top:7px !important;padding-right:14px !important;padding-right:14px !important;padding-bottom:0px !important;padding-bottom:0px !important;margin-bottom:0px !important;margin-left:auto !important;margin-right:auto !important;}}@media only screen and (min-width:768px) and (max-width:980px){.et_pb_button_0_tb_header{display:none !important;}}@media only screen and (max-width:767px){.et_pb_text_0_tb_header{font-size:16px;padding-right:0px !important;margin-top:10px !important;margin-bottom:12px !important;}body #page-container .et_pb_section .et_pb_button_0_tb_header:after{display:inline-block;opacity:0;}body #page-container .et_pb_section .et_pb_button_1_tb_header:hover:after,body #page-container .et_pb_section .et_pb_button_0_tb_header:hover:after{opacity:1;}.et_pb_button_0_tb_header{display:none !important;}.et_pb_section_1_tb_header{min-height:100px;}.et_pb_row_1_tb_header{min-height:191px;}.et_pb_row_1_tb_header,body #page-container .et-db #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row,body.et_pb_pagebuilder_layout.single.et_full_width_page #page-container #et-boc .et-l .et_pb_row_1_tb_header.et_pb_row{width:95%;}.et_pb_image_0_tb_header{margin-top:21px !important;margin-bottom:89px !important;max-width:90%;}.et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto;}.et_pb_menu_0_tb_header{margin-right:20px !important;}.et_pb_button_1_tb_header_wrapper .et_pb_button_1_tb_header,.et_pb_button_1_tb_header_wrapper .et_pb_button_1_tb_header:hover{padding-top:10px !important;padding-right:5px !important;padding-bottom:10px !important;padding-left:5px !important;}.et_pb_button_1_tb_header_wrapper{margin-left:12px !important;}body #page-container .et_pb_section .et_pb_button_1_tb_header{font-size:13px !important;background-image:initial;}body #page-container .et_pb_section .et_pb_button_1_tb_header:after{display:inline-block;opacity:0;font-size:1.6em;}body.et_button_custom_icon #page-container .et_pb_button_1_tb_header:after{font-size:13px;}.et_pb_row_0_tb_header.et_pb_row{padding-top:10px !important;padding-top:10px !important;padding-right:14px !important;padding-right:14px !important;padding-bottom:0px !important;padding-bottom:0px !important;margin-bottom:0px !important;margin-left:auto !important;margin-right:auto !important;}}.et_pb_section_0{min-height:250px;}.et_pb_section_0.et_pb_section{padding-top:0px;padding-bottom:0px;background-color:#003153 !important;}.et_pb_row_0.et_pb_row{padding-top:0px !important;padding-top:0px;padding-bottom:2px !important;padding-bottom:2px;margin-top:-50px !important;}.et_pb_code_0{min-height:906.9px;padding-top:0px;}.et_pb_section_1,.et_pb_section_2{min-height:205px;}.et_pb_section_1.et_pb_section{padding-top:16px;padding-bottom:15px;}.et_pb_section_2.et_pb_section{padding-top:16px;padding-bottom:15px;background-color:#003153 !important;}.et_pb_row_1.et_pb_row{padding-bottom:23px !important;padding-bottom:23px;margin-right:auto !important;margin-bottom:-24px !important;margin-left:auto !important;}.et_pb_image_0{width:75px;text-align:center;}.et_pb_menu_0.et_pb_menu ul li a{font-size:18px;color:#fff !important;}.et_pb_menu_0.et_pb_menu{background-color:rgba(0,0,0,0);}.et_pb_menu_0.et_pb_menu ul li.current-menu-item a{color:#fff !important;}.et_pb_menu_0.et_pb_menu .nav li ul{background-color:#007667 !important;}.et_pb_menu_0.et_pb_menu .et-menu-nav>ul.upwards li ul,.et_pb_menu_0.et_pb_menu .et_mobile_menu{border-color:#ef3d2d;}.et_pb_menu_0.et_pb_menu .et_mobile_menu,.et_pb_menu_0.et_pb_menu .et_mobile_menu ul{background-color:rgba(0,0,0,0) !important;}.et_pb_menu_0 .et_pb_menu_inner_container>.et_pb_menu__logo-wrap,.et_pb_menu_0 .et_pb_menu__logo-slot{width:auto;max-width:100%;}.et_pb_menu_0 .et_pb_menu_inner_container>.et_pb_menu__logo-wrap .et_pb_menu__logo img,.et_pb_menu_0 .et_pb_menu__logo-slot .et_pb_menu__logo-wrap img{height:auto;max-height:none;}.et_pb_menu_0 .mobile_nav .mobile_menu_bar:before,.et_pb_menu_0 .et_pb_menu__icon.et_pb_menu__cart-button,.et_pb_menu_0 .et_pb_menu__icon.et_pb_menu__search-button,.et_pb_menu_0 .et_pb_menu__icon.et_pb_menu__close-search-button{color:#2ea3f2;}ul.et_pb_social_media_follow_0{padding-bottom:20px !important;margin-bottom:18px !important;}.et_pb_social_media_follow_0 li a.icon:before{font-size:20px;line-height:40px;height:40px;width:40px;}.et_pb_social_media_follow_0 li a.icon{height:40px;width:40px;}.et_pb_divider_0{padding-bottom:0px;margin-bottom:9px !important;}.et_pb_divider_0:before{border-top-color:#817f82;width:auto;top:0px;right:0px;left:0px;}.et_pb_section_3.et_pb_section{padding-top:33px;padding-bottom:0px;}.et_pb_section_4.et_pb_section{padding-top:33px;padding-bottom:0px;background-color:#003153 !important;}.et_pb_row_2.et_pb_row{padding-top:5px !important;padding-top:5px;padding-bottom:14px !important;padding-bottom:14px;margin-top:-1px !important;margin-right:auto !important;margin-left:auto !important;}.et_pb_text_0.et_pb_text{color:#d8d8d8 !important;}.et_pb_text_0{font-family:"Montserrat",Helvetica,Arial,Lucida,sans-serif;font-size:13px;}.et_pb_text_0 h5,.et_pb_text_0 h6{line-height:1.4em;}.et_pb_social_media_follow_network_0 a.icon{background-color:#007bb6 !important;}.et_pb_social_media_follow_network_1 a.icon{background-color:#3b5998 !important;}@media only screen and (max-width:980px){.et_pb_row_0.et_pb_row{margin-top:-50px !important;}.et_pb_image_0{max-width:75px;}.et_pb_image_0 .et_pb_image_wrap img{width:auto;}}@media only screen and (max-width:767px){.et_pb_row_0.et_pb_row{margin-top:-50px !important;}.et_pb_image_0{max-width:25%;}.et_pb_image_0 .et_pb_image_wrap img{width:auto;}}